❔ Which Payment Method to Use

Knowing the different methods and their security abilities

Choose the right payment method based on your business system type.

There are two ways to implement a credit card payment:

1. Using Payment Page

Using an iCredit payment page saves you the time and effort of creating a new page from scratch. Most importantly, the payment page is secured with built-in PCI compliance.

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The iCredit payment page handles all PCI compliance requirements for you — no additional security setup needed on your end.

This process requires only one method that includes all the features you need.

GetUrl

GetUrl features
  • Credit card information is secured with PCI compliance.
  • Creates a sale in iCredit management — customer and order information appears in the iCredit Sales report (דו"ח מכירות).
  • Redirects the customer automatically after a successful payment.
  • Creates an automatic document/receipt and sends it to the customer's email address.
  • Sends the customer an email from the iCredit system after a successful payment (if the invoice service is not active).
  • Creates a recurring sale (if the service is active).
  • Sends an IPN with payment information to the system server side.

Suitable system type — Online shop/interface

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When the payment goes through the browser, you must use payment pages to ensure that sensitive credit card information is transferred securely, in accordance with credit card company regulations in Israel.

2. Direct Payment (Without iCredit Payment Page)

When using a direct payment, you need to create a designated payment page on the business system side. The payment page fields collect the credit card information and send it to the iCredit direct payment method:

ChargeSimple

This method accepts only the credit card details — without order or customer information — and then processes the payment. It returns a simple response with the payment status: either a success or an error from the credit card company.

In iCredit management, the transaction appears only in the Transactions report (דו"ח עסקאות) with the partial credit card information and the transaction amount. It does not appear in the Sales report (דו"ח מכירות).

Suitable system type — Local interface/application

When the payment occurs on a local interface (installed on a device — computer, laptop, or mobile phone), you can make a direct payment and use the interface or app's built-in fields to collect the credit card details.

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To add invoice service with direct payment, go to producing document/receipt in direct payment.