Choosing the right payment method should depend on the type of system of the business.

There are two ways to implement a credit card payment -

1. Using Payment Page

Using an iCredit payment page will save the time and the effort of creating a new page from scratch, and most importantly, the payment page will be secured with a built-in PCI standard.

This process requires using only one method that includes all needed features.

GetUrl

• Credit card info will be secured with PCI standard.
• Creates a sale on iCredit management - the customer and order info will appear on iCredit Sales report (דו"ח מכירות).
• Redirects the customer automatically after a successful payment.
• Creates automatic document/receipt and sends it to the customer email address.
• Sends the customer an email from icredit system after a successful payment (in case the invoice service is not active).
• Creates a recurring sale (if the service is active).
• Sends the system server side an IPN with payment info.

Suitable system type - Online shop/interface.

When the payment goes through the browser it is mandatory to use payment pages to make sure the sensitive credit card information will be transferred in a secured way, according to the credit card companies regulations in Israel.

2. Direct Payment (Without iCredit Payment Page)

When using a direct payment it is needed to create a designated payment page on the business system side.
The fields of the payment page will get the credit card info and will send it to the iCredit direct payment method -

ChargeSimple

This method will only get the credit card details without order and customer info and then will send the payment.
After that it will return a simple answer of the payment status - a success or an error from the credit card company.

In iCredit management it will appear only under transactions report (דו"ח עסקאות) with the partial credit card info and the transaction amount. It won’t appear on sales report (דו"ח מכירות).

Suitable system type - local interface/application.

When the payment is on a local interface (installed on a device - computer/laptop/ mobile phone) it is possible to make a direct payment and use the interface/app designed fields to get the credit card details.

To add invoice service with direct payment go to - producing document/receipt in direct payment.