⏳ Pending Sale (J5)

A pending sale or as it called by SHVA and the credit card companies - J5 - is a holding charge, the payer credit card company will close the current month limit according by the amount sent so the customer will not be able to use this limit for another purchase until it will be charged or released automatically/manually.

The pending sale will change to an immediate charge after sending another action to the relevant method or charging it manually from iCredit management report.

The pending sale can be also used by the merchant to check if the products are available in the stock before approving the deal (like in the furnishing field) or when a company takes a temporary deposit for some giving services (like in a car rental).

The period of the credit limit for holding is set in the terminal by the provider credit card company and will be released automatically after this time has passed.

Required Permissions - For the Merchant Terminal

In order to create a J5 pending sale the terminal will need to have certain permissions:

• J5 permission - 1
• No CVV demands (depends on the need)

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About CVV - In case the terminal has CVV demands it will be possible to charge the pending sale through API only without changing the original sale info (same amount, items and customer details)